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What is commercial property insurance?

Businesses have many physical assets, including buildings, computers, specialized equipment, outdoor signage and inventory. If a fire, storm or thief were to damage or steal these assets, a business may have to go through a recovery process before their doors can open once more. Without adequate commercial property coverage, approximately a quarter of businesses fail during the first year following a disaster or theft. Such events result in hundreds of billions of dollars in paid claims. Most businesses cannot afford such a substantial loss. Commercial property insurance can assist with repairs, replacements and lost income during a tumultuous time like a natural disaster or theft.

How does commercial property insurance help?

Commercial property insurance helps businesses survive various situations. These situations include the following:

Repair or replacement: Coverage can extend to assets that are lost, damaged or stolen due to fire, storm, hail, tornado, theft or vandalism. Damage from flooding and earthquakes are excluded.

Lost income: Income loss results from a business’ inability to run as usual following a disaster. This coverage can offer lost income relief, along with the expenses associated with recovery.

Temporary location: A devastated building may no longer be able to support daily operations. Coverage can extend to funding a temporary location while repairs are being made.

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More value, with the right carrier you get free Loss Control Services. We also offer Certificate Monitoring Services to keep up with your tenants insurance. Assurnet can work up a current replacement cost worksheet to make sure that you have the proper building limits.

We can assist you in finding the commercial property insurance policy that best suits the needs of your business. Call, 702-262-5812, or email us today with any questions or concerns or to start the process of finding comprehensive coverage for your business.  


Industrial Residential 
Mixed Use
Self Storage
Vacant Buildings

Check out our blog: 
3 Things To Do Before Purchasing Commercial Property Insurance

Thank you for your interest in Assurnet Insurance, Inc. To begin your quote use our quick and easy quote forms above. If you would like to speak to an insurance professional please feel free to call our office at 702-262-5812 or email your questions and an agent will reply promptly.