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Assurnet Inc Blog: insurance

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U.S. property/casualty (p/c) insurers continue to face substantial underwriting losses on commercial automobile insurance, according to Fitch Ratings in a new special report. Following a statutory combined ratio of 108% in 2018, the segment is poised for a ninth consecutive year of underwriting losses in 2019, with only moderate results improvement anticipated. READ MORE >>

    Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses READ MORE >>

 Las Vegas is well known for its high auto insurance rates. While not all of Nevada has high rates, Las Vegas is usually ranked as the in the top 25 highest priced areas. There are many factors that lead to the high prices of auto insurance in the city, including: Vehicle values and repair costs. READ MORE >>

    What is an Insurance Bond? Surety Insurance Explained “Insurance bonds” or “bond insurance” are general terms sometimes used by those looking to get bonded with a surety bond, or want to insure their business with fidelity bonds (there is no legitimate bonding insurance definition when it comes to surety bonds). READ MORE >>

Buying insurance can be confusing, but when the unexpected happens – a house fire, a fender bender or a broken bone – it's a relief to know that some of those financial losses will be covered. But how do you know how much coverage you need? And what questions should you ask before buying a policy? READ MORE >>

Whatever your industry, finding the right space for your business requires a close look at many factors, including neighborhoods and customer traffic, safety and compliance concerns, the presence of specialized equipment, and more. READ MORE >>

Whether you’re running a part-time, seasonal or full-time business from your home, you’ll want to carefully consider your risks and insurance needs. Starting a business—even at home—can be a challenging venture, and having the right insurance can provide a financial safety net and peace of mind. READ MORE >>

Commercial Property Insurance Rating By: Marianne Bonner To an insurance underwriter, the most important aspects of a commercial characteristics are used in the underwriting and rating of commercial property insurance. They are often abbreviated COPE. All of these factors affect the price you pay for a commercial property policy. READ MORE >>

One of the best ways to keep your auto insurance costs down is to have a good driving record. Listed below are other things you can do to lower your insurance costs.  1. SHOP AROUND With Assurnet Insurance, we do the shopping around for you. Prices vary from company to company, so it pays to shop around. READ MORE >>