Workers Compensation


Workers Compensation Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates. We are here to help you through the process, any questions or concerns please call, 702-262-5812, or email us. 




Workers Compensation Information

WORKERS COMPENSATION

Arizona. Nevada. Utah.




It is important to be prepared when an employee is injured on the job.   A workers' compensation insurance policy ensures that you will be able to cover an injured workers medical and financial needs.  Workers' compensation insurance provides a way for you to transfer risk to an insurance provider and protect your business investments.

Added Value to our Workers' Compensation Policies

Safety Assessments
Loss Analysis Tools
Safety Videos
Safety
Training Materials
Regulatory Program Guidence
Return-to-Work Programs 
Online Pay-As-You-Go payment Plan
Monthly Self Reporting

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

Workers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job. 

In most states, if you have employees, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.

Do I need workers compensation insurance?

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. 

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents. 

Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services and how the system is administered. For example, in most states there are regulations that cover whether the worker or employer can choose the doctor who treats the injuries and how disputes about benefits are resolved. 


Workers compensation insurance must be bought as a separate policy. Although in-home business and business owners policies (BOPs) are sold as package policies, they don't include coverage for workers' injuries.

Check out our blog:
Top 5 Workers Compensation Claims and Their Causes 
Workers Compensation - What is it?



Thank you for your interest in Assurnet Insurance, Inc. To begin your quote use our quick and easy quote forms above. If you would like to speak to an insurance professional please feel free to call our office at 702-262-5812 or email your questions and an agent will reply promptly.